Take control of your health and wellbeing with MediMoney

Don’t let your financial circumstances stand in the way of regaining your health and wellbeing.

With a medical loan arranged through MediMoney you can schedule the treatment you want through your chosen private provider with the cost repaid in affordable monthly instalments suited to your personal financial circumstances.

MediMoney healthcare finance illustration

Enabling affordability of private healthcare

Medical loans arranged through MediMoney can be used to cover the cost of a wide variety private health and wellbeing treatments.

If you have an immediate need for, or are contemplating private treatment such as surgery, dental work, cosmetic treatments, an ophthalmic procedure, hearing aids, ongoing rehabilitation, or any other type of medical treatment in the UK, a medical loan could help you access the treatment and care you need to rapidly regain your health and wellbeing.

What loan options are available?

MediMoney medical loans are available from £1,000 to £10,000 with repayment terms from 12 to 60 months. The APR% offered will range from 9.9% to 29.9% depending on your personal financial circumstances.

Representative Loan Example: £2,000 loan repayable over 36 months. 36 monthly payments of £74.67. Rate of interest 17.5% p.a.(fixed) Representative 21.8% APR. Total amount repayable £2,687.58, which includes a £100 arrangement fee.

How does a MediMoney medical loan work?

A wide range of applicant financial circumstances can be considered.

With the use of open banking, the lending decision is not solely based on your credit score.

By reviewing your income, what you spend and what’s left at the end, the lending decision can be based on your current circumstances, not solely on your financial history.

3 simple steps to apply for the loan you need:

Step 1

Select "Get my Quote". Enter the amount you wish to borrow, over how many months and an indicative quote will be provided.

To receive a personalised quote, enter a few personal details, review and provide your consent to our terms of business as outlined in our Initial Disclosure Document.

Provide your consent for the lender to carry out a soft search. If eligible, your personalised quote will be available in a few seconds.

Step 2

If the quote provided is acceptable and you wish to proceed with your loan application, please provide your consent for us to pass your application information to the lender. You will then be transferred to the lender application page to complete your loan application.

Step 3

In many cases the lender will provide an instant decision. If this is not the case the lender will be in touch with you directly.

You can apply today for a medical loan if you…

•are at least 18 years old.
•have the right to live in the UK.
•have your main bank account in the UK.
•have no unresolved defaults or CCJs.

What will a MediMoney medical loan mean for me?

By arranging your medical loan in advance you become a self-pay patient giving you the opportunity to take control of your treatment through your choice of healthcare provider and for your treatment to be scheduled at a time that suits you. Meaning you get the benefit of rapid treatment, the key advantage of private health insurance, but without the restrictions or limitations that an insurer would typically impose, which may not align with your preferences, or the potential of increased insurance premiums at the time of renewal after you have made a claim.

Of course, the biggest benefit of being a self-pay patient is a rapid return to health with your wellbeing restored.

The advantages of self-pay include

•Swift access to the healthcare professional and care provider of your choice.
•Access to a full range of diagnostic techniques leading to an accurate and quick diagnosis.
•The development of a personalised treatment plan that focuses on your needs and preferences.
•Rapid access to the latest treatments and surgical procedures provided in a comfortable setting to ensure that your treatment experience is efficient, courteous and of the highest quality.